I need to get some dental implants but am having some financial problems. Is there a dental insurance I could get that would pay for the procedures?
Jen
Dear Jen,
When it comes to dental insurance and dental implants, if you already have insurance it will likely pay for a percentage of the procedure. It will not cover the entire cost. How large a portion depends on the policy you have. In most cases, insurance is more likely to cover the least expensive option. In the case of a tooth replacement, that would be a removable partial denture, which has a lot of problems.
If you do not already have dental insurance, then don’t expect to purchase a plan and think it will cover any portion of your dental implant. Usually, with new policies, they’ll immediately cover things like cleanings, etc. However, big procedures, such as dental crowns or dental implants will have a waiting period. This is often about six months to a year. The reason for this is there are people who try to purchase insurance, get the super expensive procedure, and then drop the policy. Companies would go out of business quickly if they allowed that.
If they only cover a portion, is it worth it to you to get dental implants? Absolutely, if you can. They are the closest thing to having a healthy, natural tooth in your mouth again. They will be completely secure, protect your bone structure, and not require and structural changes to your other teeth.
If you cannot afford implants, there are other reasonable options. The next best choice for you would be to get a dental bridge. This suspends a false tooth between two dental crowns. This makes the most sense if you need a crown on one of those teeth already. But, if you don’t and can’t afford the implant, it is a good, sturdy tooth replacement.
This blog is brought to you by Duluth, GA Dentist Dr. David Marion.
